ASDA Personal Loans

Make your dreams a reality with a low rate loan from ASDA

Because ASDA Personal Loans have a rate of 7.4% APR Typical, they can help you turn your dreams into a reality... without breaking the bank! Whether you've been dreaming of a new car, a few home improvements or getting your finances back on track, apply for an ASDA Personal Loan today and you could quickly have the cash you need.

Apply online now - it only takes 5 minutes to apply and you'll get a decision quickly

Low rate - 7.4% APR
Typical ^more information

Loans from
£7,500 to £25,000more information

Optional 3 month repayment holiday #
(Minimum loan amount £7,500. Minimum term 12 months - with a 3 month repayment holiday.
12 monthly repayments of £657.28. Total amount payable £7,887.36). more information

Cash in 48 hrs *more information

Loan insurance cover
to suit youmore information

Back

Low rate - 7.4% APR
Typical ^more information

ASDA Personal Loans have a rate of just 7.4% APR Typical, which is a much lower rate than many of our competitors. To see just how well our loan rate compares take a look at the table below.

Loans from
£7,500 to £25,000more information

You can borrow any amount between £7,500 and £25,000 over 12 to 84 months and if you apply now you could get approved immediately. A personal loan could be just the thing to help you consolidate any outstanding debts you have or to make some home improvements. Also known as an unsecured loan, a personal loan allows you to borrow money without using your property as security.

3 levels of
loan insurancemore information

You can choose to protect your loan repayments by taking out our optional ASDA Loan Insurance when you apply for your ASDA Little Loan. If you take out ASDA Loan Insurance there's no need to be concerned about making your personal loan repayments should you become unable to make them due to death or disability. There are three different levels of loan insurance available, so you can choose the right cover to suit your personal circumstances and the size of your unsecured loan.

Optional 3 month repayment holiday #
(Minimum loan amount £7,500. Minimum term 12 months - with a 3 month repayment holiday.
12 monthly repayments of £655.13. Total amount payable £7,861.54).more information

Another great thing about the ASDA Personal Loan is that you don't have to start your repayments until 3 months after you take out your loan thanks to an optional 3 month repayment holiday. From then on, you'll have fixed monthly repayments so you’ll always know where you are.

Cash in 48 hrs *more information

You could have your money in just 48 hours if you choose our courier service and your loan is approved between 9am and 4.30pm Monday to Wednesday (excluding Bank Holidays)*. Our secure courier service will come to your home with all the necessary forms and once our checks are complete, we'll transfer the money directly into your account.

Loan insurance cover
to suit youmore information

You can also protect your payments by opting to take out loan insurance when you apply for your ASDA Personal Loan. There's no need to worry about making your payments should the worst happen and you’re unable to because we could take care of them for you. There are different levels of optional loan insurance available so you can choose the cover that suits you best when you apply.

See how we compare

The table below shows just how competitive our personal loans are:

Loan Provider Loan Amount Typical APR 60 Monthly Repayments Total Repayable Savings
ASDA £10,000 7.4% £201.15 £12,068.93 -
Halifax £10,000 8.4% £206.20 £12,372.00 £303.07
Marks & Spencer £10,000 8.9% £208.37 £12,502.20 £433.27
NatWest £10,000 10.4% £212.33 £12,739.80 £670.87
Royal Bank of Scotland £10,000 10.9% £214.58 £12,874.80 £805.87
The ASDA Loan example includes a 3 month repayment holiday
Source: www.moneyfacts.co.uk on 22/05/2008

Best Online Personal Loan Provider 2007

You can also apply by calling 0800 915 2260

Calls may be monitored and recorded for quality and security purposes. Lines open 9am to 8pm Mon – Fri, 9am to 5pm Sat, 10am to 4pm Sun.

#Taking out a 3 month repayment holiday increases your monthly repayments as interest is incurred from the start of the loan.

* Cash in 48 hours is only available when approval of your application is given between 9am and 4.30pm Mon - Wed, excluding Bank Holidays. In the event that the credit application is referred, provided acceptance is obtained between 9am and 4.30pm Mon - Wed then the cash will be delivered within 48 hours. For applications outside these times your cash will be delivered within 3 working days. The courier service is chargeable at £30 for one of the following timeslots; 8am - 12pm; 12pm - 6pm; 6pm - 8pm. For a specific delivery time of your choice, a cost of £50 applies: delivery will be 30 minutes either side of your chosen time. Relevant proof of ID must be shown to the courier before the loan is completed. The courier service is not available in Northern Ireland and the Highlands and Islands of Scotland. If you don’t choose our courier service your money will be available in your account in 5-7 working days.

^ The rate you will receive will depend on your personal circumstances at the time of application. Terms and conditions apply. Credit provided by GE Money a trading name of GE Capital Bank Limited, 6 Agar Street, London, WC2N 4HR. Registered in England. Company No. 1456283. Retailer is ASDA Stores Limited, Registered in England No. 464777. Registered Office: ASDA House, Great Wilson Street, Leeds LS11 5AD. Credit is subject to status to UK residents aged 24 years old and above. Not available to residents of the Isle of Man, Jersey or Guernsey.

Copyright © 2007 ASDA Stores Limited. This page is operated by ASDA Stores Limited.

*