When you apply for an ASDA Everyday Credit Card™you will be asked to confirm that you:
- are 18 years or over, a permanent resident in the UK and have been for at least 1 year.
- have a good credit history with no previous defaults or County Court Judgements.
- have a current UK bank account and phone number registered to your address.
- do not already have an ASDA Everyday Credit Card™.
- are in, or your partner is in permanent paid employment min 16 hours/week, self-employed, retired or in receipt of invalidility or disability allowance.
†† * † ^^ ‡ ◊ #Click here for all terms and conditions including those relating to 0% p.a. on Balance Transfers and Purchases.
The ASDA Everyday Credit Card™ offers a range of rates from 17.8% APR to 24.8% APR for purchases depending on your personal circumstances, with a typical 17.8% APR variable. The ASDA Everyday Credit Card™is provided by GE Consumer Credit Services Limited, Registered Office: 6 Agar Street, London WC2N 4HR. Registered in England and Wales. Registered Number 3927500. Credit subject to status to UK residents aged 18 or over. Introductory or promotional rates are subject to you making your required monthly payments on time and keeping within your credit limit. If you fail to do so, we may charge the standard variable annual rate for the relevant transactions instead of the introductory or promotional rate. Earning points is limited to the first £12,000 each year spent on your card, terms and conditions apply and will be sent with your card. Petrol offer only available in ASDA petrol stations. 0% p.a. on Retail Purchases for 3 months on new accounts opened. At the end of the 3 months, if you haven’t paid off the balance of these purchases, interest will become payable on the remaining amount at your then current standard Retail Purchase rate. To benefit from the 0% rate you must make your payments on time and not exceed your credit limit. Balance Transfers are subject to application by the primary cardholder and the available credit limit on their ASDA Everyday Credit Card™. The rate of 0% p.a. for 9 months applies to Balance Transfer(s) that you transfer to your ASDA Everyday Credit Card™within 6 weeks of signing the agreement. A handling fee of 2.99% will be charged for each balance transferred. This fee will be shown on the following monthly statement. At the end of the 9 months, if you haven’t paid off the Balance Transfer amount in full, interest will become payable on the remaining amount at your then current standard Retail Purchase rate. Your monthly payments will be allocated to Balance Transfers and Retail Purchases with a 0% interest rate before other Balance Transfers, Retail Purchases and Cash Transactions which are charged at a higher rate. Only UK credit card balances may be transferred and are subject to approval. ASDA reserve the right to withdraw these offers at any time. Repayments are monthly, with a minimum payment of 3% or the full outstanding balance if less than £5. The minimum credit limit is £250. Other charges are £3 for paper statements. For cash advances there is a 3% handling fee, min £3. For overseas transactions there is a handling fee of 2.75%. ASDA Stores Limited, Registered in England and Wales. Registered Number: 464777. Registered Office: ASDA House, Southbank, Great Wilson Street, Leeds LS11 5AD.
ASDA Everyday Credit Card™ is a trademark of GE Consumer Credit Services.
The ASDA Everyday Credit Card™ offers a range of rates from 17.8% APR to 24.8% APR*, with a typical 17.8% APR variable.
*Rates are annual interest rates. Account opening is subject to status to UK residents aged 18 years or over.
